How Online Installment Loans Work
Learn how to submit a loan request, compare provider offers, and understand loan repayment terms.
Submit Your Request Online
Fill out a simple online request form specifying your desired loan amount, employment status, basic income, and state of residence.
- Process takes only a few minutes from any smartphone or computer
- Encrypted with 256-bit SSL technology for security
- No obligation to proceed or sign any agreement
Review Available Options
If eligible, participating network providers evaluate your request and present loan offers tailored to your profile.
- Review loan offers directly on your screen or lender portal
- Options may vary depending on income, credit score, and state guidelines
- If no offer is available immediately, you receive clear notice
Compare Loan Terms & Disclosures
Before accepting any loan, examine key financial terms carefully:
- Annual Percentage Rate (APR): The total cost of borrowing expressed annually.
- Monthly Payment Amount: The fixed payment due each billing cycle.
- Repayment Term: Duration of the loan (e.g., 6 to 60 months).
- Total Repayment Amount: Principal + interest + origination fees.
Accept & Receive Funds
If you agree with the lender's loan contract, sign electronically. Approved funds are deposited into your checking account, often as soon as the next business day.
Arrowhead Advance is an online loan matching service and financial information platform, not a direct lender.
Submitting a request does not guarantee approval or a loan offer. Terms, APRs, and fees are determined solely by participating providers.